Mylook

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The Difference Between Poor, Middle Class and Rich People

I got this here http://www.explorefreedom.com/endlessgrowth

What do the poor, middle class and rich people do with their money.

1. The Poor - the poor people buy stuffs, what are stuffs? stuffs are things that you don't need to survive. They keep on buying those stuff thats why they always remain poor.

2. Middle Class - the middle class people buy liabilities. Cars, House, Boat and etc, liabilities cost you money to have and will cost you money to operate.

3. Rich - the rich buy assets. These are the things that will earn you money. And after earning money with these assets they buy more assets so that they will earn more money.

Watch the video to learn more. =D

Sterling Bank of Asia - Time Deposit Rates Down???

 

What happened to Sterling Bank of Asia's time deposit rates?? they used to give 5% p.a. on their time deposit, then month after month it lowered. Starting at 4.75% then 3.75% then 3.125% then now.... 2.125%!!!!! damn!! I will be pulling out all my money out of there and deposit it somewhere else. maybe chinabank? =D atleast chinabank's interest is higher.

1949 Philippine Peso Bills For Sale!

Anyone who wants to buy these old peso bills?

Contact: Alain Chua

Mobile: 0922-3978853

ym: coolblues5000

How to Calculate Bank Interest

Here is a simple explanation on how to compute your interest in the bank: ( for time deposit )

The Formula:
cash  x  ( days / 360 )  x interest rate  x withholding tax = interest

Example:
If you have 50,000php and you deposited it for 30 days. The interest rate is 3.125% p.a.

50,000 x 30 / 360 x 0.03125 x 0.8 = 104.17

1. divide the number of days by 360, because the interest rate of banks are per annum ( per year ).
30 / 360 = 0.83333333333

2. multiply the result by bank interest. Then multiply it again by the cash deposited.
0.83333333333 x 0.03125 (interest) x 50000 ( cash ) = 130.208

3. multiply the result by 0.80, because the withholding tax is 20%. Then the result is your final interest.
130.208 x 0.80 ( tax is 20% of interest ) = 104.17

Your interest for a month is: 104.17php